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Waterloo Real Estate for Sale

Added 2 hours ago
For Sale
$515,000

528 Wismer Street, Waterloo

3 beds3 baths1590 sq. ft.
Added 2 hours ago
For Sale
$515,000

530 Wismer Street, Waterloo

3 beds3 baths1590 sq. ft.
Added 2 hours ago
For Sale
$365,000

54 John Street West, Waterloo

2 beds1 baths984 sq. ft.
Added 2 hours ago
For Sale
$449,900

312 Pastern Trail, Waterloo

3 beds3 baths1374 sq. ft.
Added 3 hours ago
For Sale
$699,900

875 University Avenue East, Waterloo

2 beds3 baths2128 sq. ft.
Added 3 hours ago
For Sale
$709,800

LOT #2 Mayapple Street, Waterloo

4 beds3 baths2431 sq. ft.
Added a day ago
For Sale
$319,900

1005T1 - 330 Phillip St, Waterloo

1 + 1 beds1 baths500–599 sq. ft.
Added 2 days ago
For Sale
$419,900

50 - 61 Blue Springs Drive, Waterloo

1 beds2 baths1485 sq. ft.
Added 2 days ago
For Sale
$489,900

747 Laurelwood Drive, Waterloo

3 beds2 baths1351 sq. ft.
Added 2 days ago
For Sale
$875,000

463 Brentcliffe Drive, Waterloo

4 beds4 baths2399 sq. ft.
Added 2 days ago
For Sale
$899,900

421 Lexington Road, Waterloo

6 beds3 baths2167 sq. ft.
Added 2 days ago
For Sale
$302,990

310 - 257 Hemlock St, Waterloo

1 beds1 baths0-499 sq. ft.
Added 2 days ago
For Sale
$349,500

2517 Oakvale Drive, Waterloo

2 beds2 baths1196 sq. ft.
Added 2 days ago
For Sale
$269,900

709 - 318 Spruce Street, Waterloo

1 beds1 baths568 sq. ft.
Added 2 days ago
For Sale
$474,900

275 Toll Gate Boulevard, Waterloo

6 beds2 baths1075 sq. ft.
Added 2 days ago
For Sale
$948,800

Lot #13 Sundrops Court, Waterloo

4 beds3 baths2712 sq. ft.
Added 2 days ago
For Sale
$790,800

573 Mayapple Street, Waterloo

4 beds3 baths2460 sq. ft.
Added 2 days ago
For Sale
$289,900

N514 - 330 Phillip St, Waterloo

1 + 1 beds1 baths500–599 sq. ft.
Added 2 days ago
For Sale
$360,000

1111 - 258 Sunview St, Waterloo

1 + 1 beds1 baths600–699 sq. ft.
Added 3 days ago
For Sale
$855,000

289 Algonquin Drive, Waterloo

4 beds2 baths2244 sq. ft.
Added 3 days ago
For Sale
$319,000

807T1 - 330 Phillip St, Waterloo

1 + 1 beds1 baths500–599 sq. ft.
Added 3 days ago
For Sale
$354,900

217 Erb ST E, Waterloo

2 beds1 baths876 sq. ft.
Added 3 days ago
For Sale
$325,000

776 - 216 Laurelwood Drive, Waterloo

2 beds2 baths1086 sq. ft.
Added 3 days ago
For Sale

446 Denholm St, Waterloo

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Showing Results 1–24 of 359
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Buying Real Estate in Waterloo

There are a variety of property types to choose from when looking for real estate in Waterloo. There are 230 houses, 4 townhouses, and 164 condos for sale. For past listings, search our Waterloo sold listings and Waterloo expired listings The average listing price in Waterloo for all home types is $605,632, which is 4% lower than October 2017. The average list price differs significantly when broken down by home type. The average listing price of a house is $732,744, $387,000 for a townhouse, and $424,177 for a condo. There are many popular cities surrounding Waterloo, including Kitchener, Cambridge, Guelph, Brantford, Milton, Burlington, Norfolk County that offer a variety of home prices and unique areas to live. Waterloo also has many options for renters with 397 active rental listings and an average lease price of $2,262.

Waterloo Neighbourhoods

Waterloo is home to 19 unique neighbourhoods. Popular neighbourhoods include Columbia District, with 145 active real estate listings, Central District, with 64 active real estate listings, and Columbia Hills District, with 43 active real estate listings.

Waterloo Property Taxes

Residents of the City of Waterloo are expected to pay property taxes on all residences that they own. Property taxes can usually be found on each active Zoocasa listing, or can be looked up here. As of 2017, the estimated property tax residents can expect to pay is 1.130%.

Provincial/Municipal Land Transfer Tax

There is currently no municipal land transfer tax in effect in Waterloo but the provincial land transfer tax still applies to all property purchases

See below for provincial land transfer tax rates.

Ontario Land Transfer Tax Rates
Purchase Price Rate
$0 - $55,000 0.5%
$55,000.01 - $250,000 1.0%
$250,000.01 - $400,000 1.5%
$400,000.01 - $2,000,000 2.0%
$2,000,000+ 2.5%

Waterloo Land Transfer Example:

Purchase price = $300,000

Ontario LTT
Purchase Price Subtract Tax Brackets Rate Non 1st Time Buyer Tax Payable 1st Time Buyer Tax Payable
$0 - $55,000 $55,000 0.5% $275 $0
$55,000 - $250,000 $195,000 1.0% $1,950 $0
$250,000 - $400,000 $150,000 1.5% $2,250 $475
$400,000 - $600,000 $200,000 2.0% $4,000 $4,000
Total LTT
Non 1st Time Buyer 1st Time Buyer
$8,475 $4,457

Waterloo City Guide

Waterloo is the smallest of the tri-cities of Cambridge-Waterloo-Kitchener that make up the Regional Municipality of Waterloo. While there has been serval failed attempts to combine the cities of Waterloo and Kitchener, many still refer to the two municipalities jointly as “Kitchener-Waterloo”.

The city is home to Waterloo University, one of the country’s top universities for engineering and computer science. Waterloo’s economy is support by the high-tech sector with the city’s largest employer being BlackBerry and Sun Life Financial. The city is part of Canada’s Technology Triangle, a join economic development initiative between Waterloo, Kitchener, and Cambridge.

Living in Waterloo

Demographics

As of the Canada 2016 Census, there are 233,222 people living in the city of Waterloo. This represents a 6.4% growth from the 2011 Census population of 219,153, dramatically higher than both Ontario’s overall growth rate of 4.6% and Canada’s growth rate of 5.0%. Quite a large portion of Waterloo’s residents are of various Asian backgrounds with Chinese being the predominant group (6.8%). This is followed by Indian (3.8%), and Korean (0.9%).

Schools

The Waterloo Region District School Board governs 104 elementary schools and 16 secondary schools across the city with 64,643 students.

Elementary School Name Fraser Rating (out of 10.0)
Laurelwood 9.2
Abraham Erb 9.0
Vista Hills 8.5
Lackner Woods 8.1
Milen Woods 8.0
Secondary School Name Fraser Rating (out of 10.0)
Elmira 8.5
Waterloo 7.9
Sir John A Macdonald 7.4
Bluevale 7.4
Preston 7.1

Retail

The major shopping centre in Waterloo is Conestoga Mall which is located at 550 King Street North. The mall is home to over 130 stores and services. Anchor tenants include Hudson’s Bay, Galaxy Cinemas, Winners, and Sport Chek.

Sports

There are currently no professional sports team that belong to Waterloo. Most residents in the city visit Toronto for professional sports.

Waterloo Airbnb Regulations

There are currently no regulations in place for short-term rental platforms like Airbnb in the city of Waterloo.

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