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Waterloo Real Estate for Sale

13 hours ago
For Sale
$289,000

515 - 275 Larch St, Waterloo

1 beds1 baths0-499 sq. ft.
13 hours ago
For Sale
$392,000

507 - 275 Larch St, Waterloo

2 beds2 baths700–799 sq. ft.
17 hours ago
For Sale
$1,150,000

Lot 137 Sundrops Crt, Waterloo

4 beds4 baths3500–5000 sq. ft.
20 hours ago
For Sale
$275,000

221 Harvard Place, Waterloo

3 beds2 baths1190 sq. ft.
20 hours ago
For Sale
$448,000

75 Longwood Drive, Waterloo

5 beds2 baths1500 sq. ft.
20 hours ago
For Sale
$294,900

521 - 308 Lester Street, Waterloo

1 beds1 baths459 sq. ft.
21 hours ago
For Sale
$365,000

581 Highpoint Avenue, Waterloo

4 beds3 baths1064 sq. ft.
21 hours ago
For Sale
$530,000

533 Chablis Drive, Waterloo

3 beds2 baths1510 sq. ft.
21 hours ago
For Sale
$389,900

2202 - 318 Spruce Street, Waterloo

2 beds2 baths957 sq. ft.
21 hours ago
For Sale
$1,150,000

Lot #137 Sundrops Court, Waterloo

4 beds4 baths3698 sq. ft.
21 hours ago
For Sale
$389,000

308 - 255 Keats Way, Waterloo

2 beds2 baths1200–1399 sq. ft.
21 hours ago
For Sale
$2,198,000

624 Regal Place, Waterloo

4 beds4 baths5321 sq. ft.
21 hours ago
For Sale
$289,900

298 E Bluevale Street North, Waterloo

3 beds2 baths1242 sq. ft.
21 hours ago
For Sale
$587,900

356 Beechdrops Drive, Waterloo

3 beds3 baths1900 sq. ft.
2 days ago
For Sale
$1,429,000

834 Autumn Willow Dr, Waterloo

6 beds6 baths3500–5000 sq. ft.
2 days ago
For Sale
$291,900

102B - 275 Larch St, Waterloo

1 beds1 baths0-499 sq. ft.
2 days ago
For Sale
$264,900

1409 - 318 Spruce St, Waterloo

1 beds1 baths500–599 sq. ft.
2 days ago
For Sale
$309,990

T1506 - 330 Phillip St, Waterloo

1 + 1 beds1 baths500–599 sq. ft.
2 days ago
For Sale
$244,900

184 Westcourt Pl, Waterloo

2 + 1 beds2 baths1000–1199 sq. ft.
2 days ago
For Sale
$244,900

268 Westcourt Pl, Waterloo

2 + 1 beds2 baths1000–1199 sq. ft.
2 days ago
For Sale
$350,000

522 Beechwood Drive, Waterloo

2 beds3 baths1400 sq. ft.
2 days ago
For Sale
$599,000

154 Elgin Crescent, Waterloo

8 beds2 baths1060 sq. ft.
2 days ago
For Sale
$500,000

211 Rodney Street, Waterloo

3 beds2 baths1555 sq. ft.
2 days ago
For Sale
$275,900

308 - 6 Willow Street, Waterloo

1 beds1 baths940 sq. ft.
Showing Results 1–24 of 453
Page 1 of 19

Buying Real Estate in Waterloo

There are a variety of property types to choose from when looking for real estate in Waterloo. There are 284 houses, 13 townhouses, and 192 condos for sale. For past listings, search our Waterloo sold and expired listings. The average listing price in Waterloo for all home types is $647,447, which is 20% higher than April 2017. The average list price differs significantly when broken down by home type. The average listing price of a house is $771,320, $340,091 for a townhouse, and $445,171 for a condo. There are many popular cities surrounding Waterloo, including Kitchener, Cambridge, Guelph, Brantford, Milton, Burlington, Norfolk County that offer a variety of home prices and unique areas to live. Waterloo also has many options for renters with 485 active rental listings and an average lease price of $2,213.

Waterloo Neighbourhoods

Waterloo is home to 20 unique neighbourhoods. Popular neighbourhoods include Columbia District, with 177 active real estate listings, Central District, with 68 active real estate listings, and Columbia Hills District, with 59 active real estate listings.

Waterloo Property Taxes

Residents of the City of Waterloo are expected to pay property taxes on all residences that they own. Property taxes can usually be found on each active Zoocasa listing, or can be looked up here. As of 2017, the estimated property tax residents can expect to pay is 1.130%.

Provincial/Municipal Land Transfer Tax

There is currently no municipal land transfer tax in effect in Waterloo but the provincial land transfer tax still applies to all property purchases

See below for provincial land transfer tax rates.

Ontario Land Transfer Tax Rates
Purchase Price Rate
$0 - $55,000 0.5%
$55,000.01 - $250,000 1.0%
$250,000.01 - $400,000 1.5%
$400,000.01 - $2,000,000 2.0%
$2,000,000+ 2.5%

Waterloo Land Transfer Example:

Purchase price = $300,000

Ontario LTT
Purchase Price Subtract Tax Brackets Rate Non 1st Time Buyer Tax Payable 1st Time Buyer Tax Payable
$0 - $55,000 $55,000 0.5% $275 $0
$55,000 - $250,000 $195,000 1.0% $1,950 $0
$250,000 - $400,000 $150,000 1.5% $2,250 $475
$400,000 - $600,000 $200,000 2.0% $4,000 $4,000
Total LTT
Non 1st Time Buyer 1st Time Buyer
$8,475 $4,457

Waterloo City Guide

Waterloo is the smallest of the tri-cities of Cambridge-Waterloo-Kitchener that make up the Regional Municipality of Waterloo. While there has been serval failed attempts to combine the cities of Waterloo and Kitchener, many still refer to the two municipalities jointly as “Kitchener-Waterloo”.

The city is home to Waterloo University, one of the country’s top universities for engineering and computer science. Waterloo’s economy is support by the high-tech sector with the city’s largest employer being BlackBerry and Sun Life Financial. The city is part of Canada’s Technology Triangle, a join economic development initiative between Waterloo, Kitchener, and Cambridge.

Living in Waterloo

Demographics

As of the Canada 2016 Census, there are 233,222 people living in the city of Waterloo. This represents a 6.4% growth from the 2011 Census population of 219,153, dramatically higher than both Ontario’s overall growth rate of 4.6% and Canada’s growth rate of 5.0%. Quite a large portion of Waterloo’s residents are of various Asian backgrounds with Chinese being the predominant group (6.8%). This is followed by Indian (3.8%), and Korean (0.9%).

Schools

The Waterloo Region District School Board governs 104 elementary schools and 16 secondary schools across the city with 64,643 students.

Elementary School Name Fraser Rating (out of 10.0)
Laurelwood 9.2
Abraham Erb 9.0
Vista Hills 8.5
Lackner Woods 8.1
Milen Woods 8.0
Secondary School Name Fraser Rating (out of 10.0)
Elmira 8.5
Waterloo 7.9
Sir John A Macdonald 7.4
Bluevale 7.4
Preston 7.1

Retail

The major shopping centre in Waterloo is Conestoga Mall which is located at 550 King Street North. The mall is home to over 130 stores and services. Anchor tenants include Hudson’s Bay, Galaxy Cinemas, Winners, and Sport Chek.

Sports

There are currently no professional sports team that belong to Waterloo. Most residents in the city visit Toronto for professional sports.

Waterloo Airbnb Regulations

There are currently no regulations in place for short-term rental platforms like Airbnb in the city of Waterloo.

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