Why Are Fixed and Variable Mortgage Rates on the Rise?
If you’re a real estate aficionado (and, let’s face it, that’s most of us in this real estate-obsessed country), you’ve...
Mortgages
Bank of Canada Stress Test Rate Increases to 5.34%
It just became slightly tougher to qualify for a mortgage, as Canada’s central bank just upped the rate used to stress...
How Will Higher Bank of Canada Rates Impact Your Mortgage?
As expected, the Bank of Canada hiked its target for the overnight rate Wednesday morning, giving current and potential homebuyers...
What to Expect When Renewing Your Mortgage in 2018
The Greek Stoic philosopher Epictetus once stated, “Wealth consists not in having great possessions, but in having few wants.” One...
How Do I Save Up for My Down Payment?
The decision to buy your first home is a major milestone, and homeownership is a point of pride for many...
Bank of Canada Holds December Rate But Hints Hikes to Come in 2018
The Bank of Canada (BoC) is ending the year on a cautious note, leaving its trend-setting Overnight Lending interest rate...
What Is a Co-Signer on a Real Estate Deal?
Buying a home, and especially obtaining your first mortgage, is a major responsibility, not to mention a significant marker of...
What If I Don’t Use My Mortgage Pre-Approval?
When the home hunting bug strikes, the first thing most would-be home buyers do is look up online real estate...
Why Vendor Take-Back Mortgages are Making a Comeback
Just how much has the Greater Toronto Area housing market changed since the introduction of the Ontario Fair Housing Plan?...
Bank of Canada Holds October Rate Following New Mortgage Rules
The Bank of Canada has hiked its trend setting interest rate twice this past year and - a mere month...
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