Mortgages

What Credit Score Do I Need To Get A Mortgage In Canada

What Credit Score Do I Need To Get A Mortgage In Canada?

By: Borrowell Buying a home is one of the most important decisions you’ll ever make in your lifetime. In a survey… Read More »

Are Variable Mortgage Rates the best choice

Are Variable Mortgage Rates Still the Best Bet?

Interest rates have been in the news lately, in Canada and around the world. The U.S. Federal reserve has been… Read More »

Qualifying for a mortgage

You Didn’t Qualify for a Mortgage… Now What?

It’s been seven months since new mortgage qualification rules, in the form of Guideline B-20, came into effect in Canada.… Read More »

Why are fixed and variable mortgage rates on the rise

Why Are Fixed and Variable Mortgage Rates on the Rise?

If you’re a real estate aficionado (and, let’s face it, that’s most of us in this real estate-obsessed country), you’ve… Read More »

Bank of Canada stress test rate

Bank of Canada Stress Test Rate Increases to 5.34%

It just became slightly tougher to qualify for a mortgage, as Canada’s central bank just upped the rate used to stress… Read More »

Rising interest rates

Should Home Buyers Worry About Rising Interest Rates?

If you’re an aspiring first-time home buyer in Toronto, we get it: It seems like everything from government intervention, rising… Read More »

Higher Bank of Canada Rates

How Will Higher Bank of Canada Rates Impact Your Mortgage?

As expected, the Bank of Canada hiked its target for the overnight rate Wednesday morning, giving current and potential homebuyers… Read More »

Renewing your mortgage in 2018

What to Expect When Renewing Your Mortgage in 2018

The Greek Stoic philosopher Epictetus once stated, “Wealth consists not in having great possessions, but in having few wants.” One… Read More »

How Do I Save Up for my Down Payment

How Do I Save Up for My Down Payment?

The decision to buy your first home is a major milestone, and homeownership is a point of pride for many… Read More »

What is a co-signer on a real estate deal?

What Is a Co-Signer on a Real Estate Deal?

Buying a home, and especially obtaining your first mortgage, is a major responsibility, not to mention a significant marker of… Read More »