Mortgages

How Do I Save Up for my Down Payment

How Do I Save Up for My Down Payment?

The decision to buy your first home is a major milestone, and homeownership is a point of pride for many… Read More »

Bank of Canada Holds December Rate

Bank of Canada Holds December Rate But Hints Hikes to Come in 2018

The Bank of Canada (BoC) is ending the year on a cautious note, leaving its trend-setting Overnight Lending interest rate… Read More »

What is a co-signer on a real estate deal?

What Is a Co-Signer on a Real Estate Deal?

Buying a home, and especially obtaining your first mortgage, is a major responsibility, not to mention a significant marker of… Read More »

Mortgage pre-approval

What If I Don’t Use My Mortgage Pre-Approval?

When the home hunting bug strikes, the first thing most would-be home buyers do is look up online real estate… Read More »

vendor take-back mortgages

Why Vendor Take-Back Mortgages are Making a Comeback

Just how much has the Greater Toronto Area housing market changed since the introduction of the Ontario Fair Housing Plan?… Read More »

Can you afford a $1-million home

Can You Afford to Buy a $1-Million Home?

As a kid, being a millionaire meant that you’d made it. But now, a million dollars went from being the stuff… Read More »

Bank of Canada October rate

Bank of Canada Holds October Rate Following New Mortgage Rules

The Bank of Canada has hiked its trend setting interest rate twice this past year and – a mere month… Read More »

How to Get a Mortgage Without a Full-Time Job

How to Get a Mortgage Without a Full-time Job

When our parents were young and buying their first homes, the career expectations were simple: go to school, get a… Read More »

Getting a mortgage on rental properties

Getting a Mortgage for Rental Properties

Whether you’re considering refinancing to add an apartment to your home or buying a multi-unit complex as an investment property,… Read More »

New B-21 Mortgage Rules

New B-21 Mortgage Rules Are Coming. Here’s What to Expect

Buckle in, borrowers: turbulent policy changes are on the way, and they’ll make it even tougher to qualify for a… Read More »