Mortgages

How to Get a Mortgage Without a Full-Time Job

How to Get a Mortgage Without a Full-time Job

When our parents were young and buying their first homes, the career expectations were simple: go to school, get a… Read More »

Getting a mortgage on rental properties

Getting a Mortgage for Rental Properties

Whether you’re considering refinancing to add an apartment to your home or buying a multi-unit complex as an investment property,… Read More »

New B-21 Mortgage Rules

New B-21 Mortgage Rules Are Coming. Here’s What to Expect

Buckle in, borrowers: turbulent policy changes are on the way, and they’ll make it even tougher to qualify for a… Read More »

Higher Mortgage Qualifying Rate

How Will a Higher Mortgage Qualifying Rate Affect You?

Canada’s economy appears to be back on track after years of stop-start recoveries and anemic growth. That’s welcome news for… Read More »

Bank of Canada Hikes Rate to 1%

Bank of Canada Hikes Rate to 1% in September Announcement

The Bank of Canada is pulling the economic purse strings tighter, hiking its overnight lending rate to a full 1… Read More »

Why you need a mortgage pre-approval

Why You Need a Mortgage Pre-Approval When Interest Rates Rise

The property playing field has changed considerably over the summer months. First we had the Ontario government’s Fair Housing Plan;… Read More »

What is a HELOC

What the Heck is a HELOC? 5 Tips for Borrowers

Let’s say you’ve owned your home for several years, dutifully paying your mortgage each month, and building up equity in… Read More »

Skipping a Mortgage Payment

The Effect of Skipping a Mortgage Payment

When you apply for a mortgage, getting the best mortgage rate is just one thing you need to think about.… Read More »

Bank of Canada Raises Rate to 0.75%

The Hike is Here – Bank of Canada Raises Rate to 0.75%

The Bank of Canada (BoC) has just bucked its seven-year trend, hiking its Overnight Lending Rate by a quarter of… Read More »

Home Capital Reaches Deal

Home Capital Reaches Deal to Settle with the OSC

Home Capital Group announced on Thursday that it has agreements in place to settle with the Ontario Securities Commission (OSC)… Read More »