Zoocasa
Sold Prices
Map
Market Insights
  • Blog Home
  • For Buyers
  • For Sellers
  • Real Estate News
  • Mortgage News in Canada
  • Free Guides (PDF)
  • Real Estate Infographics
Zoocasa
  • Blog Home
  • For Buyers
  • For Sellers
  • Real Estate News
  • Mortgage News in Canada
  • Free Guides (PDF)
  • Real Estate Infographics
Home Home Insurance

April showers bring May flowers – and potential water damage

Zoocasa by Zoocasa
March 9, 2011
in Home Insurance
Reading Time: 2 mins read
Share3
Tweet
Share
3 Shares

April showers bring May flowers.

We’ve all heard that April showers bring May flowers – but it could also bring potential water damage to your home, which can get costly. Many people presume their home is fully covered for water damage, only to find out that they’re not; that’s because not all home insurance policies are the same. Home insurance coverage for water damage depends on a number of things: like where you live and how your home was constructed. Also, keep in mind that insurance for some types of water damage may be included automatically in your policy and some may need to be purchased as an extra.

There are two causes of water damage that aren’t covered under most standard home insurance plans: Flooding and Seepage.

• Flooding results in damage from water that flows into your home from natural sources like lakes and rivers, or large amounts of pooled water.

• Seepage refers to the slow movement of water or other fluid through small openings, cracks or pores in your home.

Water damage that can be covered by home insurance policies are:

• Sewer backup and sump pump coverage. This is when water is forced through the sewer system back into your home or your sump pump fails.

• Water Escape. This covers water damage that may be caused when your bath or sink overflows or a pipe or hose inside your house breaks.

• Freezing. This is when there is damage to your home as a result of frozen internal water pipes.

If you’re not sure of the insurance coverage you have, ask your insurance provider – they can tell you exactly what your home is covered for.



Article provided by RBC Insurance, For more information on home insurance coverage or water damage, visit rbcinsurance.com/homeinsurance/prevention-tips

Previous Post

How to do Closing Day right

Next Post

Worried about qualifying for a mortgage? Lock in before the new mortgage rules take effect March 18th

Zoocasa

Zoocasa

Zoocasa is an award-winning prop-tech company and wholly owned subsidiary of eXp Realty Inc. LLC. Zoocasa uses data and technology to deliver an intelligent, end-to-end real estate experience. Zoocasa’s insights and suite of digital tools, combined with the market expertise of its dedicated agents and team allows Zoocasa to set a new standard for full-service real estate. A 4-time winner of both the Financial Times' Fastest Growing Companies in the Americas and the Top Growing Companies in Canada by the Globe and Mail, Zoocasa continues to innovate on the home buying, selling and search experience online.

Related Posts

Visual representation of renters insurance.
Home Insurance

Renters’ Insurance Coverage Explained: What’s Protected and What’s Not

June 29, 2025
Exterior of backyard on a cold rainy afternoon
Home Insurance

Top 10 Home Improvements That Can Lower Your Insurance Premium

December 16, 2024
Someone going through a first aid kit
Home Insurance

Hurricane Preparedness for Your Home

November 8, 2024

Blog Search

No Result
View All Result

Newsletter Sign-up

Join a community of 130,000+ subscribers. Don't miss important real estate news, market data, and buying and selling tips.

Recent Articles

toronto skyline from ontario place

6 Ways Toronto Real Estate Transformed Over the Past 10 Years

July 14, 2025

10 Brick Homes Across the U.S. Featuring the Most Popular Brick Colors

July 13, 2025
A lake in Alberta, surrounded by towering mountains and lush pine forests.

6 Lakes Close to Edmonton That Locals Love for Escapes and Retreats 

July 12, 2025
A blue sofa in a room featuring a white wall and blue accent walls, creating a cohesive color scheme.

Design Trends 10 Years Ago: What Defined Mid-2010s Homes 

July 11, 2025

Featured Listings

6 Best Cities for Affordable Luxury Homes in Canada Under $1M

July 10, 2025

5 Canadian Cottage Regions That Make the Perfect U.S. Buyer Getaway 

June 15, 2025

From Skyline Views to Private Escapes: 5 Luxe Calgary Homes for Sale

June 10, 2025

What it Means When a Home is Listed for $1

June 7, 2025
first-time home buyer programs and rebates

Social Media

250 The Esplanade Suite 408 Toronto, ON M5A 4J5

Stay Connected

  • Blog Home
  • For Buyers
  • For Sellers
  • Real Estate News
  • Mortgage News in Canada
  • Free Guides (PDF)
  • Real Estate Infographics
No Result
View All Result

Zoocasa © 2007–2022. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.