New B-21 Mortgage Rules Are Coming. Here’s What to Expect

Buckle in, borrowers: turbulent policy changes are on the way, and they’ll make it even tougher to qualify for a… Read More »

What the Heck is a HELOC? 5 Tips for Borrowers

Let’s say you’ve owned your home for several years, dutifully paying your mortgage each month, and building up equity in… Read More »

How to Protect Your Home’s Equity When Real Estate Prices Drop

Besides the resulting slight increase in property taxes, let’s be honest – homeowners love learning that the house down the… Read More »

4 Reasons You May Be Denied Your Mortgage

Planning to buy a home and apply for a mortgage? A vital first step is to get a pre-approval from… Read More »

The Condo Blacklist: What Buyers Need to Know

As housing prices shoot through the roof, buyers are increasingly turning from single- or semi-detached family options to townhouses and… Read More »

How to Calculate Your Mortgage Affordability

For many first time home buyers, one of the most confusing – and frustrating – parts of the purchasing process… Read More »

Why January is a Great Time to Get a Mortgage Pre-Approval

The air is cold, the ground is tough, the holiday season is through and enough is enough – it’s time… Read More »

Why Some Banks Have Lower Mortgage Rates, Despite New Rules

As you may have read, TD Bank recently raised their prime lending rate to 2.85% – 15 basis points higher… Read More »

Should You Ever Drop Your Offer to Purchase Conditions?

Let’s say you’re on the hunt for your next home, or are a first-time home buyer. You’ve done your due… Read More »

4 Things Every First-Time Home Buyer Should Know

The fact that you’re reading this blog likely means you’re seeking info on the home purchasing process. Research is a… Read More »