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Home Affordability Reports

Where Are the Most Affordable Detached Homes in Toronto: 2026

Angela Serednicki by Angela Serednicki
March 30, 2026
in Affordability Reports
Reading Time: 6 mins read
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Detached homes are the most sought-after type of real estate in Toronto. As of February 2026, the average detached home sells for $1,568,543, according to the Toronto Regional Real Estate Board (TRREB). That’s significantly higher than other property types, including condos and semi-detached homes, and puts detached ownership out of reach for many buyers.

There’s a good reason why. Toronto’s building boom over the past two decades has been almost entirely vertical: condo towers along the lakeshore, mid-rises on major corridors, and purpose-built rentals replacing older strip malls. Very few detached homes are being added to the supply, which means the existing stock—postwar bungalows in Scarborough, century homes in the east end, split-levels in North York—keeps getting more expensive as demand outpaces what’s available. For a growing number of Torontonians, the backyard has been replaced by a balcony and the garage by a locker in P2.

In Canada’s largest city, the price range for a detached home is as vast as the city itself. You can still find a detached home under $900,000 in some of Toronto’s outer districts, while the city’s prestige corridors see averages well above $2 million. Using the latest TRREB data, we’ve rounded up where to find a detached home in the city below $1.5M.

Where are the cheapest detached homes in Toronto right now?

The five most affordable neighbourhood groupings have average detached prices below $1M, well under the city average. For first-time buyers set on owning a detached home in Toronto, these areas are the best places to start your search.

  1. Rexdale–Kipling–West Humber–Claireville (W10) – $860,162
  2. Morningside–Woburn–Bendale (E09) – $866,241
  3. Malvern–Rouge (E11) – $955,692
  4. Black Creek–York University Heights (W05) – $999,500
  5. Milliken–Agincourt North (E07) – $1,000,955

In some of these neighbourhoods, the number of detached sales was relatively low, so monthly averages can move around from one report to the next. Still, the pattern is clear: Toronto’s most affordable detached homes are concentrated in the northwest corner of the city and in Scarborough’s east end.

  • Related: This Home Type is Dominating GTA Spring Market Sales

Is it cheaper to buy in Scarborough or North York?

Scarborough is much more affordable than North York for detached buyers. Most detached homes in Scarborough fall between the mid‑$800,000s and roughly the mid‑$1.2‑million range. Areas like Morningside–Woburn–Bendale ($866,241), Malvern–Rouge ($955,692), and Milliken–Agincourt North ($1,000,955) all sit well below the city-wide average for detached homes.

North York prices skew higher. Many of its detached markets have average prices above $1.3 million, with some moving into the mid‑$2 million and even $5 million range in February 2026. Black Creek–York University Heights (W05) has an average detached price of $999,500. If you’re looking for a detached home on a tighter budget, Scarborough generally offers more options and more choices at lower price points than North York.

What’s the average price of a detached home in Toronto?

The average price for a detached home in the City of Toronto is $1,568,543, based on 437 detached sales. This city-wide average is much lower than what buyers can expect to pay in some of Toronto’s priciest enclaves, but considerably higher than in the most affordable pockets, where detached prices sit between roughly $860,000 and $960,000. Within Toronto’s borders alone, there’s roughly a two-to three‑fold difference between the least expensive and most expensive detached markets, depending on the neighbourhoods you compare.

  • Related: Condos vs Houses: Which Was the Better Investment in Canada Over the Last 10 Years? 

Are Toronto detached home prices going up or down?

Detached home prices in Toronto are below their recent peak and have pulled back from the pandemic-era highs. As of February 2026, detached prices are also down 11.4% year-over-year, reflecting a cooler environment than in the last few boom cycles.

Not every neighbourhood is moving at the same speed. Some areas that used to sit comfortably above the city average are now closer to $1.3 million, while pockets that were consistently over $1 million have recently dipped below that threshold. For buyers interested in more affordable detached neighbourhoods, the current market offers a rare window where prices are softer, competition is somewhat lighter, and more detached listings are trading below peak levels.

Toronto’s most expensive detached neighbourhoods

Working with a higher budget? Several luxury neighbourhoods stand out with average detached home prices well above $2 million:

From highest to lowest average price:

  1. The Bridle Path, York Mills, and Hoggs Hollow (C12) – $5,117,333
  2. Lawrence Park North, Lawrence Park South, and Forest Hill North (C04) – $2,834,958
  3. Rosedale–Moore Park (C09) – $2,570,000
  4. Mount Pleasant East & West (C10) – $2,309,167
  5. Leaside and surrounding pockets (C11) – $2,263,600

These districts are known for large lots, stately homes, high-end finishes, and, in many cases, celebrity residents. Average detached prices in these areas ranged from the low‑$2 million up to just over $5.1 million. Because some of these neighbourhoods see relatively few detached sales in any given month, individual averages can be volatile, but they consistently sit far above the city-wide benchmark.

  • Related: 7 Family-Friendly Neighbourhoods in Mississauga for Growing Families 

Buying a detached home in 2026

Toronto’s detached home market remains one of the most competitive segments in the city. What qualifies as “affordable” can shift quickly, especially when interest rates, inventory, and buyer sentiment change from one season to the next.

For buyers looking for the best value, the strongest opportunities right now tend to cluster in Scarborough’s east end and Toronto’s northwest, where it’s often possible to trade a longer commute for more interior space, larger lots, and lower purchase prices.

No matter your budget, it’s important to talk to a local real estate agent about which home types and neighbourhoods fit your specific price range. Factors like school zones, renovation needs, commute preferences, and your purchase timeline can all shape which detached markets are realistic for you and where you might find the best balance between cost, lifestyle, and long-term value.

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Angela Serednicki

Angela Serednicki

Angela Serednicki is a Public Relations and Content Specialist at Zoocasa. Having resided in different Toronto neighbourhoods for over a decade, she has gained an intimate understanding of and a passion for exploring the city’s changing real estate scene. In her journalism career, Angela has written for some of Canada’s best publications, including Maclean’s, Canadian Business, Money Sense, Reader’s Digest, and The Globe and Mail.

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