Located in a quiet, highly desirable Belmont neighborhood, with the convenience of 2 schools nearby, this flawlessly maintained home boasts a 2.375% Assumable Rate! Step into an inviting and comfortable home where every detail is cared for, offering truly effortless main-floor living. The home features CENTRAL A/C for year-round comfort along with an osmosis filtration system and three bedrooms, with two of them enjoying the convenience of private bathrooms. The main full bath offers the added luxury of a large walk-in jetted tub. The home balances elegance and comfort with new carpeting in one bedroom, complemented by beautiful hardwood floors that flow through the living room, dining room. The expansive basement was fully updated last year and is complete with new carpet, a cozy dual fireplace connecting upstairs and downstairs. Crucially, this space offers easy potential to be converted into a five-bedroom home! Efficiency is guaranteed with a TANKLESS water heater. The bedroom on the main floor has its own door outside to a covered patio. Convenience is key: The washer and dryer can be used on the main floor or in the basement. The yard features a full sprinkler system, a storage shed, and a private backyard with a LARGE, COVERED, LIGHTED PATIO, perfect for entertaining.