Welcome to this exceptional waterfront residence located in the private, gated community of The Settlement at Twenty Mile—Nocatee's closest neighborhood to the beach! Built by ICI Homes in 2019, the highly desirable Serena floor plan offers 4 bedrooms plus an office/flex space & 3 full bathrooms. Inside, the home showcases a bright, open layout designed for both everyday living & entertaining. The kitchen features quartz countertops, GE Café appliances, double ovens, & soft-close cabinetry, blending elevated style with everyday functionality. Natural gas service, including a gas cooktop & a gas line on the covered lanai, adds both convenience & future outdoor living potential. Enjoy Florida living on the extended covered lanai overlooking a spacious fenced backyard with room for a pool. Residents enjoy access to top rated schools & one of NE Florida's most sought-after amenity packages, including Splash & Spray Water Parks, miles of greenway trails, & endless events! Property Features: Built by ICI Homes in 2019 Serena Model Private Gated Community, The Settlement at Twenty Mile Waterfront Lot Custom Landscaping Featuring 2 Queen Palms by Kathy's Creative Gardens 2023 Quartz Countertops and Soft Close Cabinets in Kitchen GE Cafe Appliances and Double Ovens (Dishwasher is Bosch, 2022) Custom Pantry Shelving Natural Gas (stove and line on back patio for future outdoor grill) Water Softener, Owned Custom Closet System in Primary and Guest Bedroom Custom Organization Cabinets/Shelving in Laundry Room Covered Lanai Spacious Fenced Backyard (with puppy spacing) Room for a Pool SCHOOLS Elementary: Palm Valley Academy Middle: Palm Valley Academy High: Allen D. Nease High School