Charming 3 bedroom, 2 bath home located in the quiet neighborhood of Cedars Crossings, with NO HOA. This 1, 591 sq. Ft. Home features a split floor plan, cathedral ceilings in the great room, and a mix of tile and carpet throughout. The primary suite has an en-suite bath and two closets. The other two bedrooms are sizable with plenty of space for sleep and study. The kitchen offers plenty of cabinet and counter space, a breakfast nook and an open pass through window to the living room. Theres even an area for you to put in a full coffee bar! Enjoy a fully fenced in backyard with the covered patio. The backyard provides ample space and is ready for you to come make it your own. 2019 roof and 2019 heating and cooling system. Currently vacant, and super easy to show. Conveniently located near local schools, downtown Panama City, and centrally positioned within town. BONUS: Not in a flood zone, it is located in a USDA eligible area for potential buyer benefits.