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Listed price in listed location currency (USD).
$530,000

332

MLS® 790780

Overview

Key Facts

Type Single Family Residence
Levels Residential
Size -
Garage Yes
Taxes $5,070
Days Active 101
Lot Size 0.12 Acres
Approx. Age 2019
MLS® Number 790780

Property Address: 1816 Discovery Loop, Panama City, FL, 32405-2917

Average square foot calculated using Size range provided by listing agent.

Description

ASSUMABLE VA LOAN AT AN ESTIMATED 2.25% INTEREST RATE! Qualified buyers may have the opportunity to assume the seller's existing VA loan, with an estimated balance of approximately $319, 000--a financing opportunity that can make a significant difference in the monthly cost of homeownership. Enjoy the best of SweetBay living in this beautifully upgraded 3-bedroom, 3.5-bath home with 2, 314 square feet, a golf cart-friendly lifestyle, exceptional energy-efficient features, and a convenient location near University Academy. Built in 2019, the home has been thoughtfully upgraded for comfort, efficiency, and everyday living. Custom features include a pantry, under-stair storage room, built-in library shelving and cabinetry in the loft, living room storage benches, and a dedicated laundry folding station with additional storage. Major improvements include a new roof installed in 2025, PAID-OFF SOLAR PANELS, tankless water heater, whole-home water softener, reverse osmosis drinking water system, UV air purification on both HVAC units, solar-powered attic fan, hurricane shutters, gutters, and smart irrigation. Together, these energy-efficient improvements contribute to an average electric bill of approximately $70 per month. Outside, you'll find a screened lanai, fenced backyard with an expanded golf-cart access gate, hardscaped outdoor areas, detached rear-entry garage, and convenient curbside parking. Additional features include custom cellular shades, ceiling fans throughout, heavy-duty garage shelving, an ADT security system, and extensive built-in storage. Located in one of Panama City's most sought-after communities, SweetBay offers parks, trails, waterfront amenities, community events, and convenient access to shopping, dining, and everyday necessities. With extensive upgrades, remarkably low energy costs, and the potential to assume a VA mortgage at an estimated 2.25% interest rate, this home offers an opportunity that's increasingly difficult to find. VA loan assumption is subject to lender/servicer approval, buyer qualification, and applicable VA requirements.
MLS® Number790780
Laundry Level
Central VacNo
FireplaceNo
Acreage
Exterior
GarageYes
Approx. Age2019
Basement
DrivewayAlley Access
Garage Spaces
HeatElectric
A/CCentral Air, Ceiling Fans

Extras

Rooms

Family Room:First Floor21 × 19 ft
Bedroom 1:Second Floor11 × 10 ft
Bedroom 1:Second Floor14 × 14 ft

Price History

Last Sold Price

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Appreciation

--

Avg. Days Listed

87 days

Today, For Sale for $530,000

DSC00474 (1)
For Sale · 100 days

$530,000

MLS® 790780

3 months ago

Not Sold Yet

June 2026, For Rent for $3,100

1-web-or-mls-FDP00460
For Rent · 87 days

$3,100

MLS® 791480

3 months ago

Not Leased Yet

  • Jun 4, 2026, For Sale for $530,000

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