USAFLPanama City BeachHampton Harbor3530 Treasure Cir

3530 Treasure Cir, Panama City Beach, FL

House

For Sale

Listed price in listed location currency (USD).

$1,259,000

330

MLS® 779329

Overview

Key Facts

Type Single Family Residence

Levels Residential

Size -

Garage

Taxes $5,690

Days Active 242

Lot Size

Approx. Age 2017

MLS® Number 779329

Property Address: 3530 Treasure Cir, Panama City Beach, FL, 32408-6846

Average square foot calculated using Size range provided by listing agent.

Description

RARE WATERFRONT. RENTAL PROJECTION OF $70K-$80K. PRIVATE DOCK + LIFT. Set near the mouth of the lagoon in Panama City Beach, this waterfront property offers the kind of location, scenery, and boating access that can stand out to both personal-use buyers and short-term rental investors. With a rental projection estimating year-one revenue of $70, 000 to $80, 000, this is more than a waterfront retreat--it is a scarce location-first opportunity with income-producing potential. Positioned on a quiet loop in one of the closest residential pockets to the lagoon mouth, the property offers quicker runs to open water, marinas, beaches, dining, and Panama City Beach attractions while still maintaining a calm, tucked-away feel at home. Out back, a private dock with powered boat lift makes ''go now'' boating simple. When dinner calls, it is an easy hop by boat across the lagoon to local favorites like Capt. Anderson's or The Grand Marlin, or stay dockside and fish for saltwater trout and redfish right from the backyard. The setting gives guests and owners a true waterfront experience: passing boats and jet skis, ospreys and eagles overhead, dolphins making regular rounds, and large-scale Fourth of July fireworks visible from the dock and both screened porches. These are the details that help separate a short-term rental from a standard beach-area property. Built with 2x6 construction, hurricane-rated doors and windows, spray-foam insulation throughout, including interior walls, and pilings driven approximately 47 feet, the home blends efficiency, resilience, and long-term utility. Inside, well-appointed living spaces are oriented toward the water and flow to a screened-in back porch. Upstairs, the primary suite has its own screened porch, creating another strong vantage point for enjoying the wildlife, watercraft, and lagoon views throughout the day. For buyers comparing Panama City Beach waterfront homes with rental potential, this property offers a rare combination: private boating infrastructure, lagoon-mouth proximity, water views, screened outdoor living, and projected year-one rental revenue of $70, 000 to $80, 000. The result is a waterfront property with both lifestyle appeal and investment positioning, exactly where you want to be when access, scenery, and income potential matter most. All information is believed accurate but not guaranteed; buyer to verify if important.

MLS® Number779329

Laundry Level

Central VacNo

FireplaceNo

Acreage

Exterior

Garage

Approx. Age2017

Basement

Driveway

Garage Spaces

Heat

A/C

Heating Fuel

Extras

Rooms

Change to metres

Other:Second Floor11.2 × 16.3 ft

Bedroom 1:Second Floor16.6 × 16.3 ft

Kitchen:First Floor13.11 × 10.4 ft

Bathroom 2:First Floor8.4 × 4.9 ft

Other:Second Floor7.8 × 8 ft

Laundry:First Floor7.2 × 6.7 ft

Bathroom 1:First Floor7.1 × 10.1 ft

Other:First Floor10.6 × 17.6 ft

Bedroom 1:First Floor12.11 × 10.1 ft

Loft:Second Floor13.1 × 10.3 ft

Living Room:First Floor17.39 × 11.2 ft

Other:First Floor7.5 × 26 ft

Price History

-End Date

Not Sold YetSold Price

For Sale

Sep 20, 2025List Date

$1,259,000List Price

Map

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