Welcome to this versatile 4-bedroom, 2-bath concrete block home offering 1, 174 sq ft of flexible living space on a 0.15-acre corner lot in the desirable and quiet Monterey neighborhood. Built in 1951, this well-maintained property features a garage conversion turned in-law suite with private bath, perfect for extended family and guests. The 3rd bedroom functions as a bonus room, serving as a walk-through to the in-law suite—ideal for a home office, den, or playroom. Enjoy peace of mind with major upgrades already completed: new roof (2021), HVAC (2024), and water heater (2022). Inside, durable tile flooring adds easy maintenance, while the new vinyl fence enhances privacy and curb appeal. Sitting on an 84 x 104 ft corner lot, this home offers ample outdoor space and added street presence. Connected to city water and septic, this property blends charm, updates, and versatility—perfect for homeowners or investors alike.