OWN for less than renting + CREATE WEALTH at THE BEACH! Experience the quintessential Jax Beach lifestyle in this AFFORDABLE, fully renovated, turnkey concrete block home blocks from the ocean. This property offers a perfect dual opportunity as both a personal residence and a proven income-generating rental, strategically located near Mayo, Baptist and UNF. The interior features a modern kitchen, two spacious bedrooms and beautifully updated bathrooms. Enjoy the light-filled, open-concept living spaces with durable wood-look tile floors and fresh paint throughout. Outside, a private, perfectly sized backyard with a new fence and shed provides endless potential with room for a future pool. East/west exposure ensures that the home is filled with natural light and refreshing ocean breezes. This property also includes updated mechanical systems for excellent efficiency. PLUS, coming soon: a CIRCULAR driveway for easier coming and going! Penman is the place to be! Come see for yourself!