Purchase this home with little to no money down- call for details! This charming home sits on a spacious 1.04-acre lot with a picturesque creek running along the back- a perfect natural retreat right in your own backyard! Recent upgrades include a new HVAC unit and a new roof with a transferable warranty, offering peace of mind for years to come. Located in an established, family-friendly neighborhood, this home features an open-concept kitchen and living area, along with three comfortable bedrooms and two full bathrooms on the main floor. Downstairs, you'll find a two-car garage and a large unfinished basement-a great opportunity to build equity and customize the space to suit your lifestyle. Whether you envision a home gym, office, or additional living area, the possibilities are endless. USDA eligible!