Move-in ready and minutes from the East Palatka boat ramp on Pico Rd, this brand-new 2026, 3 bedroom, 2 bath home offers 1, 031 sq ft of modern comfort. Enjoy a bright open floor plan with high-end finishes, including a brass above-stove pot filler, an upgraded master bathroom floor plan, and thoughtful touches throughout. Everything's new — well, septic, and water treatment system — giving you reliable, low-maintenance living from day one. Tucked in a quiet neighborhood yet close to shopping, dining, and easy routes to St. Augustine or downtown Palatka, this property offers peaceful living with convenience in all directions. 114 Santa Cruz St: new, stylish, and perfectly placed for your next chapter. 🎣