2.75% Assumable VA with Roam! Client is motivated to sell. VA loan is assumable. Welcome to this charming 3-bed, 2-bath ranch in Hand Estates! Built in 1993, this 1, 210 sq ft home features a bright eat-in kitchen that opens to a spacious living area — perfect for gathering and entertaining. A cozy covered front porch welcomes you each morning. The fully fenced 0.32-acre backyard is ideal for pets, play or outdoor fun. Bonus: a secure in-ground tornado shelter located in the garage gives added peace of mind. With classic brick and vinyl siding, central air, and private, well-maintained outdoor spaces, this home offers both comfort and safety. Don’t miss the chance to make it yours!