{"id":41579,"date":"2026-06-17T06:00:00","date_gmt":"2026-06-17T10:00:00","guid":{"rendered":"https:\/\/www.zoocasa.com\/blog\/?p=41579"},"modified":"2026-06-17T09:30:34","modified_gmt":"2026-06-17T13:30:34","slug":"best-places-to-live-in-new-york","status":"publish","type":"post","link":"https:\/\/www.zoocasa.com\/blog\/best-places-to-live-in-new-york\/","title":{"rendered":"42 of the Best Places to Live in New York State Under The Median Price"},"content":{"rendered":"\n<p>As inflation continues to hit home for Americans, data from the <a href=\"https:\/\/www.nysar.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">New York State Association of REALTORS\u00ae<\/a> shows more New York homebuyers stayed on the sidelines in this spring.<\/p>\n\n\n\n<p>Year over year, New York state experienced an 8% decline in sales and 2.4% increase in the median home sales price to $430,000 in April. Both of these rates surpass changes seen at the national level, where home sales dropped 1% year-over-year and the median home sales price increased 1.4% to $408,800.<\/p>\n\n\n\n<p>This summer, there\u2019s still ample opportunity to find single-family homes below the median price. Data from three New York-area real estate boards shows pockets of homes below $430,000 across the state. This represents an opportunity for homebuyers to make the move to one of America\u2019s most iconic areas.<\/p>\n\n\n\n<p>Zoocasa analyzed data from NYSAR, <span style=\"box-sizing: border-box; margin: 0px; padding: 0px;\">the&nbsp;<\/span><a href=\"https:\/\/gcar.com\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"box-sizing: border-box; margin: 0px; padding: 0px;\">Greater<\/span> Capital Association of REALTORS\u00ae <\/a>and the <a href=\"https:\/\/www.hgar.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">Hudson Gateway Association of REALTORS\u00ae<\/a> to uncover which counties in New York state could represent the best deal for those looking to break into the market or get a fresh start. The following data uses NYSAR\u2019s New York state April median home sales price of $430,000 as a point of comparison.<\/p>\n\n\n<p><iframe loading=\"lazy\" title=\"Median Price of Homes Sold, April 2026\" aria-label=\"Choropleth map\" id=\"datawrapper-chart-vkcwp\" src=\"https:\/\/datawrapper.dwcdn.net\/vkcwp\/7\/\" scrolling=\"no\" frameborder=\"0\" style=\"border: none;\" width=\"600\" height=\"644\" data-external=\"1\"><\/iframe><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Where to Look for Affordable Options if You are Buying a Home in New York<\/strong><\/h2>\n\n\n\n<p>The median home sales price in New York state was $430,000 in April. But in 48 of the state\u2019s 62 counties, buyers can find homes below that threshold, and in some markets, well below it. Prices remained the highest in areas near New York City. <a href=\"https:\/\/www.zoocasa.com\/yonkers-ny-real-estate\" target=\"_blank\" rel=\"noreferrer noopener\">Westchester<\/a> topped out the list at $997,500, followed by <a href=\"https:\/\/www.zoocasa.com\/hempstead-ny-real-estate\" target=\"_blank\" rel=\"noreferrer noopener\">Nassau<\/a> at $829,000.<\/p>\n\n\n\n<p>Beyond the core of the Big Apple, it\u2019s much more affordable to purchase a home. The northeast and southwest areas of New York are 75% to 80% more affordable compared to the most expensive housing market in the state.<\/p>\n\n\n<p><iframe loading=\"lazy\" title=\"Counties with decreasing year-over-year prices\" aria-label=\"Table\" id=\"datawrapper-chart-rSJEZ\" src=\"https:\/\/datawrapper.dwcdn.net\/rSJEZ\/2\/\" scrolling=\"no\" frameborder=\"0\" style=\"border: none;\" width=\"600\" height=\"1008\" data-external=\"1\"><\/iframe><\/p>\n\n\n\n<p>The lowest prices were seen in <a href=\"https:\/\/www.zoocasa.com\/malone-ny-real-estate\" target=\"_blank\" rel=\"noreferrer noopener\">Franklin County<\/a>, where the median sales price of 16 homes sold in April came out to $123,500. Trailing just behind was <a href=\"https:\/\/www.zoocasa.com\/wellsville-ny-real-estate\" target=\"_blank\" rel=\"noreferrer noopener\">Allegany<\/a> on the southern border, with 23 homes sold and a median home sales price of $132,500.<\/p>\n\n\n\n<p>Several counties in the Finger Lakes area also offer options still well below the national median. This includes places like <a href=\"https:\/\/www.zoocasa.com\/rochester-ny-real-estate\" target=\"_blank\" rel=\"noreferrer noopener\">Monroe County<\/a>, home to the city of Rochester, with a median home sales price of $280,000. This also encompasses <a href=\"https:\/\/www.zoocasa.com\/ithaca-ny-real-estate\" target=\"_blank\" rel=\"noreferrer noopener\">Tompkins County<\/a>, the location of Cornell University, where homes sold for a median price of $350,000.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Read:<\/strong> <a href=\"https:\/\/www.zoocasa.com\/blog\/waterfront-towns-in-new-york\/\" target=\"_blank\" rel=\"noreferrer noopener\">7 Refreshing Waterfront Towns to Explore in New York<\/a><\/li>\n<\/ul>\n\n\n\n<p>Much of central New York also came in below the statewide median sales price in April, especially in <a href=\"https:\/\/www.zoocasa.com\/norwich-ny-real-estate\" target=\"_blank\" rel=\"noreferrer noopener\">Chenango<\/a> and <a href=\"https:\/\/www.zoocasa.com\/german-flatts-ny-real-estate\" target=\"_blank\" rel=\"noreferrer noopener\">Herkimer<\/a> counties, where median sales prices were $147,975 and $189,000, respectively.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Yates and Schuyler Counties Had the Largest Price Increase Percentages Year Over Year<\/strong><\/h2>\n\n\n\n<p><a href=\"https:\/\/www.zoocasa.com\/milo-ny-real-estate\" target=\"_blank\" rel=\"noreferrer noopener\">Yates County<\/a> median home sales prices came out just above the statewide median at $432,500. This price represents a 140.3% increase year over year in the median price of homes sold\u2013the largest increase statewide. Its neighboring county, <a href=\"https:\/\/www.zoocasa.com\/watkins-glen-ny-real-estate\" target=\"_blank\" rel=\"noreferrer noopener\">Schuyler<\/a>, experienced the second-highest increase year over year at 101%.<\/p>\n\n\n<p><iframe loading=\"lazy\" title=\"Counties with increasing year-over-year prices\" aria-label=\"Table\" id=\"datawrapper-chart-FyjWP\" src=\"https:\/\/datawrapper.dwcdn.net\/FyjWP\/3\/\" scrolling=\"no\" frameborder=\"0\" style=\"border: none;\" width=\"600\" height=\"1046\" data-external=\"1\"><\/iframe><\/p>\n\n\n\n<p>Although national and statewide median home sales prices continue to rise, there are still several areas where buyers are at an advantage in New York, according to a formula used by Zoocasa to determine the state of the market.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Here\u2019s Where to Live in New York For the Best Deal<\/strong><\/h2>\n\n\n\n<p><br>If you\u2019re wondering whether now is a good time to buy, it\u2019s important to know your local market. Zoocasa calculated the level of demand in the housing market for 61 counties in New York with a sales-to-new-listings ratio. <\/p>\n\n\n\n<p>This formula uses the rules of supply and demand to calculate whether the housing market is balanced. If more listings are put on the market than sold, the market is a buyer\u2019s market, giving buyers more leverage in negotiations. SNLR\u2019s below 40% indicate a buyer\u2019s market.<\/p>\n\n\n\n<p>To determine where buyers have the largest advantage in New York, Zoocasa compiled a list of five counties that had the lowest SNLR, indicating a buyer\u2019s market, and the lowest median sales price in April:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.zoocasa.com\/malone-ny-real-estate\" target=\"_blank\" rel=\"noreferrer noopener\">Franklin County<\/a>, 33.3% SNLR, $123,500 median sales price<\/li>\n\n\n\n<li><a href=\"https:\/\/www.zoocasa.com\/kent-ny-real-estate\" target=\"_blank\" rel=\"noreferrer noopener\">Orleans County<\/a>, 26.4% SNLR, $155,000 median sales price<\/li>\n\n\n\n<li><a href=\"https:\/\/www.zoocasa.com\/cortland-ny-real-estate\" target=\"_blank\" rel=\"noreferrer noopener\">Cortland County<\/a>, 29.6% SNLR, $210,250 median sales price<\/li>\n\n\n\n<li><a href=\"https:\/\/www.zoocasa.com\/sullivan-ny-real-estate\" target=\"_blank\" rel=\"noreferrer noopener\">Madison County<\/a>, 18.4% SNLR, $211,500 median sales price<\/li>\n\n\n\n<li><a href=\"https:\/\/www.zoocasa.com\/utica-ny-real-estate\" target=\"_blank\" rel=\"noreferrer noopener\">Oneida County<\/a>, 35.4% SNLR, $220,000 median sales price<\/li>\n<\/ul>\n\n\n\n<p>Although <a href=\"https:\/\/www.zoocasa.com\/malone-ny-real-estate\" target=\"_blank\" rel=\"noreferrer noopener\">Franklin County<\/a> had the lowest median sales price, <a href=\"https:\/\/www.zoocasa.com\/sullivan-ny-real-estate\" target=\"_blank\" rel=\"noreferrer noopener\">Madison County<\/a> actually had the lowest SNLR. For buyers, this represents the clearest chance to get their dream home without breaking the bank.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Prices increased more than 15% for several counties in April<\/strong><\/h2>\n\n\n<p><iframe loading=\"lazy\" title=\"Calculating Market Demand By County\" aria-label=\"Table\" id=\"datawrapper-chart-qgGnd\" src=\"https:\/\/datawrapper.dwcdn.net\/qgGnd\/10\/\" scrolling=\"no\" frameborder=\"0\" style=\"border: none;\" width=\"600\" height=\"876\" data-external=\"1\"><\/iframe><\/p>\n\n\n\n<p>Another metric to consider is how much the median home sales price increased year over year. Here are five counties where the median sale price was lower than the statewide average, but the year-over-year median sale price increased by more than 15%:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.zoocasa.com\/wellsville-ny-real-estate\" target=\"_blank\" rel=\"noreferrer noopener\">Allegany County<\/a> increased 18.5% to $132,500<\/li>\n\n\n\n<li><a href=\"https:\/\/www.zoocasa.com\/bath-ny-real-estate\" target=\"_blank\" rel=\"noreferrer noopener\">Steuben County<\/a> increased 17.6% to $172,000<\/li>\n\n\n\n<li><a href=\"https:\/\/www.zoocasa.com\/jamestown-ny-real-estate\" target=\"_blank\" rel=\"noreferrer noopener\">Chautauqua County<\/a> increased 23.4% to $179,000<\/li>\n\n\n\n<li><a href=\"https:\/\/www.zoocasa.com\/german-flatts-ny-real-estate\" target=\"_blank\" rel=\"noreferrer noopener\">Herkimer County<\/a> increased 34.0% to $189,000<\/li>\n\n\n\n<li><a href=\"https:\/\/www.zoocasa.com\/potsdam-ny-real-estate\" target=\"_blank\" rel=\"noreferrer noopener\">St. Lawrence County<\/a> increased 46.3% $197,500<\/li>\n<\/ul>\n\n\n\n<p>Markets like these represent potential growth and investment opportunities for the area. This means homebuyers in these areas scored some of the best deals in the state within the past year.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Read:<\/strong> <a href=\"https:\/\/www.zoocasa.com\/blog\/when-is-it-time-to-move-cities\/\" target=\"_blank\" rel=\"noreferrer noopener\">Fresh Start: Signs It\u2019s Time to Move to a New City<\/a><\/li>\n<\/ul>\n\n\n\n<p>Thinking about making the move? Zoocasa has thousands of up-to-date listings in the New York area to check out. <a href=\"https:\/\/www.zoocasa.com\/new-york-real-estate\" target=\"_blank\" rel=\"noreferrer noopener\">Browse these listings now!<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Methodology<\/strong><\/h2>\n\n\n\n<p>Median single-family home sales prices were sourced from the <a href=\"https:\/\/www.nysar.com\/wp-content\/uploads\/2026\/05\/NYSAR_MMI_2026-04.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">New York State Association of REALTORS\u00ae<\/a>, the <a href=\"https:\/\/gcar.com\/market-stats\/#1776259713268-760a1af5-266e\" target=\"_blank\" rel=\"noreferrer noopener\">Greater Capital Association of REALTORS\u00ae<\/a> and the <a href=\"https:\/\/www.hgar.com\/news-stats\/market-stats\" target=\"_blank\" rel=\"noreferrer noopener\">Hudson Gateway Association of REALTORS\u00ae<\/a> for April 2026.<\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>As inflation continues to hit home for Americans, data from the New York State Association of REALTORS\u00ae shows more New York homebuyers stayed on the sidelines in this spring. Year over year, New York state experienced an 8% decline in sales and 2.4% increase in the median home sales price to $430,000 in April. Both [&hellip;]<\/p>\n","protected":false},"author":178,"featured_media":41584,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jnews-multi-image_gallery":[],"jnews_single_post":{"format":"standard"},"jnews_primary_category":[],"footnotes":""},"categories":[76,1194,1210,33,1186],"tags":[],"class_list":["post-41579","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-buying-a-home","category-home-featured","category-new-york","category-real-estate-news","category-us"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>42 Best Places to Live in New York Under the Median Price<\/title>\n<meta name=\"description\" content=\"Looking for the best places to live in New York? Explore 42 counties where home prices are below the state median.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.zoocasa.com\/blog\/best-places-to-live-in-new-york\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"42 Best Places to Live in New York Under the Median Price\" \/>\n<meta property=\"og:description\" content=\"Looking for the best places to live in New York? Explore 42 counties where home prices are below the state median.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.zoocasa.com\/blog\/best-places-to-live-in-new-york\/\" \/>\n<meta property=\"og:site_name\" content=\"Zoocasa Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Zoocasa\" \/>\n<meta property=\"article:published_time\" content=\"2026-06-17T10:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-06-17T13:30:34+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.zoocasa.com\/blog\/wp-content\/uploads\/2026\/06\/Screenshot-2026-06-12-151702.png\" \/>\n\t<meta property=\"og:image:width\" content=\"376\" \/>\n\t<meta property=\"og:image:height\" content=\"214\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Grace Dickens\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:image\" content=\"https:\/\/www.zoocasa.com\/blog\/wp-content\/uploads\/2026\/06\/Screenshot-2026-06-12-151702.png\" \/>\n<meta name=\"twitter:creator\" content=\"@Zoocasa\" \/>\n<meta name=\"twitter:site\" content=\"@Zoocasa\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Grace Dickens\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.zoocasa.com\/blog\/best-places-to-live-in-new-york\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.zoocasa.com\/blog\/best-places-to-live-in-new-york\/\"},\"author\":{\"name\":\"Grace Dickens\",\"@id\":\"https:\/\/www.zoocasa.com\/blog\/#\/schema\/person\/dde08c11c23b40056cba9eb1ae68bbb5\"},\"headline\":\"42 of the Best Places to Live in New York State Under The Median Price\",\"datePublished\":\"2026-06-17T10:00:00+00:00\",\"dateModified\":\"2026-06-17T13:30:34+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.zoocasa.com\/blog\/best-places-to-live-in-new-york\/\"},\"wordCount\":902,\"publisher\":{\"@id\":\"https:\/\/www.zoocasa.com\/blog\/#organization\"},\"articleSection\":[\"Buying a Home\",\"Home Featured\",\"New York\",\"Real Estate News\",\"US\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.zoocasa.com\/blog\/best-places-to-live-in-new-york\/\",\"url\":\"https:\/\/www.zoocasa.com\/blog\/best-places-to-live-in-new-york\/\",\"name\":\"42 Best Places to Live in New York Under the Median Price\",\"isPartOf\":{\"@id\":\"https:\/\/www.zoocasa.com\/blog\/#website\"},\"datePublished\":\"2026-06-17T10:00:00+00:00\",\"dateModified\":\"2026-06-17T13:30:34+00:00\",\"description\":\"Looking for the best places to live in New York? 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