{"id":32961,"date":"2024-10-25T13:00:00","date_gmt":"2024-10-25T17:00:00","guid":{"rendered":"https:\/\/www.zoocasa.com\/blog\/?p=32961"},"modified":"2024-10-24T11:41:16","modified_gmt":"2024-10-24T15:41:16","slug":"how-to-improve-your-credit-score-before-buying-a-home","status":"publish","type":"post","link":"https:\/\/www.zoocasa.com\/blog\/how-to-improve-your-credit-score-before-buying-a-home\/","title":{"rendered":"How to Improve Your Credit Score Before Buying a Home"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">When buying a home, your credit score determines your mortgage rates and loan approval. A higher score can secure better terms and save you thousands over the life of your mortgage. If your credit isn\u2019t where it needs to be, these tips can help you raise it before you start house hunting.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Check Your Credit Report for Errors&nbsp;<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"338\" src=\"https:\/\/www.zoocasa.com\/blog\/wp-content\/uploads\/2024\/10\/Blog-x-Social-Images-2024-10-23T114001.510.png\" alt=\"\" class=\"wp-image-32966\" srcset=\"https:\/\/www.zoocasa.com\/blog\/wp-content\/uploads\/2024\/10\/Blog-x-Social-Images-2024-10-23T114001.510.png 600w, https:\/\/www.zoocasa.com\/blog\/wp-content\/uploads\/2024\/10\/Blog-x-Social-Images-2024-10-23T114001.510-300x169.png 300w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Reviewing your credit report for inaccuracies is the first step to improving your score. Disputing incorrect information\u2014like unfamiliar accounts or late payments listed by mistake\u2014can result in a quick boost.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Read: <\/strong><a href=\"https:\/\/www.zoocasa.com\/blog\/buy-a-home-with-student-loan-debt\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>How to Buy a Home When You Have Student Loan Debt<\/strong><\/a><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Pay Down Credit Card Balances&nbsp;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Keeping your credit utilization ratio below 30% of your available credit shows lenders that you can manage debt responsibly. Paying off your balance each month or reducing it as much as possible will improve your score.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Make Payments on Time&nbsp;<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"338\" src=\"https:\/\/www.zoocasa.com\/blog\/wp-content\/uploads\/2024\/10\/Blog-x-Social-Images-2024-10-23T114024.205.png\" alt=\"\" class=\"wp-image-32967\" srcset=\"https:\/\/www.zoocasa.com\/blog\/wp-content\/uploads\/2024\/10\/Blog-x-Social-Images-2024-10-23T114024.205.png 600w, https:\/\/www.zoocasa.com\/blog\/wp-content\/uploads\/2024\/10\/Blog-x-Social-Images-2024-10-23T114024.205-300x169.png 300w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Your payment history makes up 35% of your credit score, so even one missed payment can hurt you. Setting up automatic payments ensures you never miss a due date and helps build a positive credit history.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Avoid Opening New Credit Accounts&nbsp;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Opening new credit accounts results in hard inquiries on your report, which can temporarily lower your score. It\u2019s best to avoid applying for new loans or credit cards until after your mortgage approval.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Keep Old Credit Accounts Open&nbsp;<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"338\" src=\"https:\/\/www.zoocasa.com\/blog\/wp-content\/uploads\/2024\/10\/Blog-x-Social-Images-2024-10-23T114050.633.png\" alt=\"\" class=\"wp-image-32968\" srcset=\"https:\/\/www.zoocasa.com\/blog\/wp-content\/uploads\/2024\/10\/Blog-x-Social-Images-2024-10-23T114050.633.png 600w, https:\/\/www.zoocasa.com\/blog\/wp-content\/uploads\/2024\/10\/Blog-x-Social-Images-2024-10-23T114050.633-300x169.png 300w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Closing old accounts can shorten your credit history and negatively impact your score. Even if you don\u2019t use them, keeping older accounts open helps build a longer, more reliable credit record.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Diversify Your Credit Mix&nbsp;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Lenders like to see various credit types, such as credit cards, auto loans, or student loans. A balanced mix shows you can responsibly manage different debt forms over time.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Pay Off Collections and Negotiate Settlements&nbsp;<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"338\" src=\"https:\/\/www.zoocasa.com\/blog\/wp-content\/uploads\/2024\/10\/Blog-x-Social-Images-2024-10-23T114120.064.png\" alt=\"\" class=\"wp-image-32969\" srcset=\"https:\/\/www.zoocasa.com\/blog\/wp-content\/uploads\/2024\/10\/Blog-x-Social-Images-2024-10-23T114120.064.png 600w, https:\/\/www.zoocasa.com\/blog\/wp-content\/uploads\/2024\/10\/Blog-x-Social-Images-2024-10-23T114120.064-300x169.png 300w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">If you have debts in collections, paying them off can improve your score, and some creditors may agree to remove the account from your report. Negotiating a pay-for-delete settlement can further help clean up your credit history.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Read: <\/strong><a href=\"https:\/\/www.zoocasa.com\/blog\/canadian-vs-us-mortgage-payments\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Canadian vs. U.S. Mortgage Payments: Why Canada Comes Out on Top<\/strong><\/a><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Become an Authorized User&nbsp;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">If someone with a strong credit history adds you as an authorized user on their credit card, their positive payment record will reflect on your report. This strategy can give your score a boost without taking on new debt.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you&#8217;re ready to start the homebuying journey or need help finding a property that fits your goals, <a href=\"https:\/\/www.zoocasa.com\/buy-with-zoocasa\" target=\"_blank\" rel=\"noreferrer noopener\">give us a call today!<\/a> One of the experienced agents at Zoocasa will be more than happy to help guide you every step of the way.<\/p>\n\n\n<div class=\"cta\">\n<div class=\"cta-left\">\n<div class=\"cta-title\">Looking for your dream home?<\/div>\n<div class=\"cta-body\">Contact us today to talk to a Realtor in your area<\/div>\n<\/div>\n<div class=\"cta-right\"><a href=\"https:\/\/www.zoocasa.com\/buy-with-zoocasa\"><button class=\"cta-button\">Talk To Our Experts<\/button><\/a><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>When buying a home, your credit score determines your mortgage rates and loan approval. A higher score can secure better terms and save you thousands over the life of your mortgage. If your credit isn\u2019t where it needs to be, these tips can help you raise it before you start house hunting. Check Your Credit [&hellip;]<\/p>\n","protected":false},"author":151,"featured_media":32965,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jnews-multi-image_gallery":[],"jnews_single_post":{"subtitle":"","format":"standard","video":"","gallery":"","source_name":"","source_url":"","via_name":"","via_url":"","override_template":"0","override":[{"template":"1","single_blog_custom":"","parallax":"1","fullscreen":"1","layout":"right-sidebar","sidebar":"default-sidebar","second_sidebar":"default-sidebar","sticky_sidebar":"1","share_position":"top","share_float_style":"share-monocrhome","show_share_counter":"0","show_view_counter":"0","show_featured":"1","show_post_meta":"1","show_post_author":"1","show_post_author_image":"1","show_post_date":"1","post_date_format":"default","post_date_format_custom":"Y\/m\/d","show_post_category":"1","show_post_reading_time":"1","post_reading_time_wpm":"300","post_calculate_word_method":"str_word_count","show_zoom_button":"0","zoom_button_out_step":"2","zoom_button_in_step":"3","show_post_tag":"0","show_prev_next_post":"1","show_popup_post":"0","number_popup_post":"1","show_author_box":"1","show_post_related":"1","show_inline_post_related":"0"}],"override_image_size":"0","image_override":[{"single_post_thumbnail_size":"crop-500","single_post_gallery_size":"crop-500"}],"trending_post":"0","trending_post_position":"meta","trending_post_label":"Trending","sponsored_post":"0","sponsored_post_label":"Sponsored by","sponsored_post_name":"","sponsored_post_url":"","sponsored_post_logo_enable":"0","sponsored_post_logo":"","sponsored_post_desc":"","disable_ad":"0"},"jnews_primary_category":{"id":"","hide":""},"footnotes":""},"categories":[76,1158],"tags":[],"class_list":["post-32961","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-buying-a-home","category-expert-advice"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How to Improve Your Credit Score Before Buying a Home | Zoocasa Blog<\/title>\n<meta name=\"description\" content=\"When buying a home, your credit score determines your mortgage rates and loan approval. A higher score can secure better terms and save you thousands over Boost your credit score before buying a home with smart financial habits. Discover easy ways to reduce debt, keep old accounts open, and monitor progress for better mortgage options.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.zoocasa.com\/blog\/how-to-improve-your-credit-score-before-buying-a-home\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to Improve Your Credit Score Before Buying a Home | Zoocasa Blog\" \/>\n<meta property=\"og:description\" content=\"When buying a home, your credit score determines your mortgage rates and loan approval. A higher score can secure better terms and save you thousands over Boost your credit score before buying a home with smart financial habits. Discover easy ways to reduce debt, keep old accounts open, and monitor progress for better mortgage options.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.zoocasa.com\/blog\/how-to-improve-your-credit-score-before-buying-a-home\/\" \/>\n<meta property=\"og:site_name\" content=\"Zoocasa Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Zoocasa\" \/>\n<meta property=\"article:published_time\" content=\"2024-10-25T17:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-10-24T15:41:16+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.zoocasa.com\/blog\/wp-content\/uploads\/2024\/10\/Blog-x-Social-Images-2024-10-23T113641.570.png\" \/>\n\t<meta property=\"og:image:width\" content=\"600\" \/>\n\t<meta property=\"og:image:height\" content=\"338\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Kimmie Nguyen\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:image\" content=\"https:\/\/www.zoocasa.com\/blog\/wp-content\/uploads\/2024\/10\/Blog-x-Social-Images-2024-10-23T113641.570.png\" \/>\n<meta name=\"twitter:creator\" content=\"@Zoocasa\" \/>\n<meta name=\"twitter:site\" content=\"@Zoocasa\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Kimmie Nguyen\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.zoocasa.com\/blog\/how-to-improve-your-credit-score-before-buying-a-home\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.zoocasa.com\/blog\/how-to-improve-your-credit-score-before-buying-a-home\/\"},\"author\":{\"name\":\"Kimmie Nguyen\",\"@id\":\"https:\/\/www.zoocasa.com\/blog\/#\/schema\/person\/dc4e80fc0e8b2462057b28f505363999\"},\"headline\":\"How to Improve Your Credit Score Before Buying a Home\",\"datePublished\":\"2024-10-25T17:00:00+00:00\",\"dateModified\":\"2024-10-24T15:41:16+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.zoocasa.com\/blog\/how-to-improve-your-credit-score-before-buying-a-home\/\"},\"wordCount\":473,\"publisher\":{\"@id\":\"https:\/\/www.zoocasa.com\/blog\/#organization\"},\"articleSection\":[\"Buying a Home\",\"Expert advice\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.zoocasa.com\/blog\/how-to-improve-your-credit-score-before-buying-a-home\/\",\"url\":\"https:\/\/www.zoocasa.com\/blog\/how-to-improve-your-credit-score-before-buying-a-home\/\",\"name\":\"How to Improve Your Credit Score Before Buying a Home | Zoocasa Blog\",\"isPartOf\":{\"@id\":\"https:\/\/www.zoocasa.com\/blog\/#website\"},\"datePublished\":\"2024-10-25T17:00:00+00:00\",\"dateModified\":\"2024-10-24T15:41:16+00:00\",\"description\":\"When buying a home, your credit score determines your mortgage rates and loan approval. A higher score can secure better terms and save you thousands over Boost your credit score before buying a home with smart financial habits. Discover easy ways to reduce debt, keep old accounts open, and monitor progress for better mortgage options.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.zoocasa.com\/blog\/how-to-improve-your-credit-score-before-buying-a-home\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.zoocasa.com\/blog\/how-to-improve-your-credit-score-before-buying-a-home\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.zoocasa.com\/blog\/how-to-improve-your-credit-score-before-buying-a-home\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.zoocasa.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"How to Improve Your Credit Score Before Buying a Home\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.zoocasa.com\/blog\/#website\",\"url\":\"https:\/\/www.zoocasa.com\/blog\/\",\"name\":\"Zoocasa Blog\",\"description\":\"Home Buying &amp; Selling Tips, Real Estate Market Trends &amp; News\",\"publisher\":{\"@id\":\"https:\/\/www.zoocasa.com\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.zoocasa.com\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.zoocasa.com\/blog\/#organization\",\"name\":\"Zoocasa\",\"url\":\"https:\/\/www.zoocasa.com\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.zoocasa.com\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.zoocasa.com\/blog\/wp-content\/uploads\/2020\/09\/zoocasa-square-logo-800x800px.png\",\"contentUrl\":\"https:\/\/www.zoocasa.com\/blog\/wp-content\/uploads\/2020\/09\/zoocasa-square-logo-800x800px.png\",\"width\":800,\"height\":800,\"caption\":\"Zoocasa\"},\"image\":{\"@id\":\"https:\/\/www.zoocasa.com\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/Zoocasa\",\"https:\/\/twitter.com\/Zoocasa\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.zoocasa.com\/blog\/#\/schema\/person\/dc4e80fc0e8b2462057b28f505363999\",\"name\":\"Kimmie Nguyen\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.zoocasa.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/a6042f6bc67415fa9736c4a1572877758faccb14bdf5fbaf657885a57b1fd012?s=96&d=blank&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/a6042f6bc67415fa9736c4a1572877758faccb14bdf5fbaf657885a57b1fd012?s=96&d=blank&r=g\",\"caption\":\"Kimmie Nguyen\"},\"description\":\"Kimmie Nguyen is a Data Analyst at Zoocasa where she plays a pivotal role in intertwining the intricacies of data analysis with the dynamic world of real estate. With a genuine passion for applying scientific insights into the realm of business, Kimmie brings a fresh perspective to the intersection of technology and real estate. Kimmie enjoys uncovering valuable insights in the ever-changing real estate market through the dynamic usage of data trends.\",\"url\":\"https:\/\/www.zoocasa.com\/blog\/author\/kimmie-nguyen\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"How to Improve Your Credit Score Before Buying a Home | Zoocasa Blog","description":"When buying a home, your credit score determines your mortgage rates and loan approval. A higher score can secure better terms and save you thousands over Boost your credit score before buying a home with smart financial habits. Discover easy ways to reduce debt, keep old accounts open, and monitor progress for better mortgage options.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.zoocasa.com\/blog\/how-to-improve-your-credit-score-before-buying-a-home\/","og_locale":"en_US","og_type":"article","og_title":"How to Improve Your Credit Score Before Buying a Home | Zoocasa Blog","og_description":"When buying a home, your credit score determines your mortgage rates and loan approval. A higher score can secure better terms and save you thousands over Boost your credit score before buying a home with smart financial habits. Discover easy ways to reduce debt, keep old accounts open, and monitor progress for better mortgage options.","og_url":"https:\/\/www.zoocasa.com\/blog\/how-to-improve-your-credit-score-before-buying-a-home\/","og_site_name":"Zoocasa Blog","article_publisher":"https:\/\/www.facebook.com\/Zoocasa","article_published_time":"2024-10-25T17:00:00+00:00","article_modified_time":"2024-10-24T15:41:16+00:00","og_image":[{"width":600,"height":338,"url":"https:\/\/www.zoocasa.com\/blog\/wp-content\/uploads\/2024\/10\/Blog-x-Social-Images-2024-10-23T113641.570.png","type":"image\/png"}],"author":"Kimmie Nguyen","twitter_card":"summary_large_image","twitter_image":"https:\/\/www.zoocasa.com\/blog\/wp-content\/uploads\/2024\/10\/Blog-x-Social-Images-2024-10-23T113641.570.png","twitter_creator":"@Zoocasa","twitter_site":"@Zoocasa","twitter_misc":{"Written by":"Kimmie Nguyen","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.zoocasa.com\/blog\/how-to-improve-your-credit-score-before-buying-a-home\/#article","isPartOf":{"@id":"https:\/\/www.zoocasa.com\/blog\/how-to-improve-your-credit-score-before-buying-a-home\/"},"author":{"name":"Kimmie Nguyen","@id":"https:\/\/www.zoocasa.com\/blog\/#\/schema\/person\/dc4e80fc0e8b2462057b28f505363999"},"headline":"How to Improve Your Credit Score Before Buying a Home","datePublished":"2024-10-25T17:00:00+00:00","dateModified":"2024-10-24T15:41:16+00:00","mainEntityOfPage":{"@id":"https:\/\/www.zoocasa.com\/blog\/how-to-improve-your-credit-score-before-buying-a-home\/"},"wordCount":473,"publisher":{"@id":"https:\/\/www.zoocasa.com\/blog\/#organization"},"articleSection":["Buying a Home","Expert advice"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.zoocasa.com\/blog\/how-to-improve-your-credit-score-before-buying-a-home\/","url":"https:\/\/www.zoocasa.com\/blog\/how-to-improve-your-credit-score-before-buying-a-home\/","name":"How to Improve Your Credit Score Before Buying a Home | Zoocasa Blog","isPartOf":{"@id":"https:\/\/www.zoocasa.com\/blog\/#website"},"datePublished":"2024-10-25T17:00:00+00:00","dateModified":"2024-10-24T15:41:16+00:00","description":"When buying a home, your credit score determines your mortgage rates and loan approval. A higher score can secure better terms and save you thousands over Boost your credit score before buying a home with smart financial habits. Discover easy ways to reduce debt, keep old accounts open, and monitor progress for better mortgage options.","breadcrumb":{"@id":"https:\/\/www.zoocasa.com\/blog\/how-to-improve-your-credit-score-before-buying-a-home\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.zoocasa.com\/blog\/how-to-improve-your-credit-score-before-buying-a-home\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.zoocasa.com\/blog\/how-to-improve-your-credit-score-before-buying-a-home\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.zoocasa.com\/blog\/"},{"@type":"ListItem","position":2,"name":"How to Improve Your Credit Score Before Buying a Home"}]},{"@type":"WebSite","@id":"https:\/\/www.zoocasa.com\/blog\/#website","url":"https:\/\/www.zoocasa.com\/blog\/","name":"Zoocasa Blog","description":"Home Buying &amp; Selling Tips, Real Estate Market Trends &amp; News","publisher":{"@id":"https:\/\/www.zoocasa.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.zoocasa.com\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.zoocasa.com\/blog\/#organization","name":"Zoocasa","url":"https:\/\/www.zoocasa.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.zoocasa.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.zoocasa.com\/blog\/wp-content\/uploads\/2020\/09\/zoocasa-square-logo-800x800px.png","contentUrl":"https:\/\/www.zoocasa.com\/blog\/wp-content\/uploads\/2020\/09\/zoocasa-square-logo-800x800px.png","width":800,"height":800,"caption":"Zoocasa"},"image":{"@id":"https:\/\/www.zoocasa.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/Zoocasa","https:\/\/twitter.com\/Zoocasa"]},{"@type":"Person","@id":"https:\/\/www.zoocasa.com\/blog\/#\/schema\/person\/dc4e80fc0e8b2462057b28f505363999","name":"Kimmie Nguyen","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.zoocasa.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/a6042f6bc67415fa9736c4a1572877758faccb14bdf5fbaf657885a57b1fd012?s=96&d=blank&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/a6042f6bc67415fa9736c4a1572877758faccb14bdf5fbaf657885a57b1fd012?s=96&d=blank&r=g","caption":"Kimmie Nguyen"},"description":"Kimmie Nguyen is a Data Analyst at Zoocasa where she plays a pivotal role in intertwining the intricacies of data analysis with the dynamic world of real estate. With a genuine passion for applying scientific insights into the realm of business, Kimmie brings a fresh perspective to the intersection of technology and real estate. Kimmie enjoys uncovering valuable insights in the ever-changing real estate market through the dynamic usage of data trends.","url":"https:\/\/www.zoocasa.com\/blog\/author\/kimmie-nguyen\/"}]}},"_links":{"self":[{"href":"https:\/\/www.zoocasa.com\/blog\/wp-json\/wp\/v2\/posts\/32961","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.zoocasa.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.zoocasa.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.zoocasa.com\/blog\/wp-json\/wp\/v2\/users\/151"}],"replies":[{"embeddable":true,"href":"https:\/\/www.zoocasa.com\/blog\/wp-json\/wp\/v2\/comments?post=32961"}],"version-history":[{"count":0,"href":"https:\/\/www.zoocasa.com\/blog\/wp-json\/wp\/v2\/posts\/32961\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.zoocasa.com\/blog\/wp-json\/wp\/v2\/media\/32965"}],"wp:attachment":[{"href":"https:\/\/www.zoocasa.com\/blog\/wp-json\/wp\/v2\/media?parent=32961"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.zoocasa.com\/blog\/wp-json\/wp\/v2\/categories?post=32961"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.zoocasa.com\/blog\/wp-json\/wp\/v2\/tags?post=32961"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}