{"id":23142,"date":"2023-07-28T13:00:00","date_gmt":"2023-07-28T17:00:00","guid":{"rendered":"https:\/\/www.zoocasa.com\/blog\/?p=23142"},"modified":"2023-07-27T14:31:55","modified_gmt":"2023-07-27T18:31:55","slug":"real-estate-month-in-review-july-2023-canada","status":"publish","type":"post","link":"https:\/\/www.zoocasa.com\/blog\/real-estate-month-in-review-july-2023-canada\/","title":{"rendered":"Canadian Real Estate Month in Review: July 2023 &#8211; Affordability Reports and Market Insights"},"content":{"rendered":"\n<p>With interest rates and home prices high, affordability was top of mind for our Zoocasa readers in July. From data-driven insights on mortgage rates to the best places to buy this summer, check out the top stories from July: <\/p>\n\n\n\n<h3 class=\"wp-block-heading\">The Most Affordable Ontario Cities to Buy Real Estate in July 2023<\/h3>\n\n\n\n<div class=\"wp-block-media-text alignwide is-stacked-on-mobile\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"338\" src=\"https:\/\/www.zoocasa.com\/blog\/wp-content\/uploads\/2023\/07\/Zoocasa-The-Most-Affordable-Ontario-Cities-to-Buy-Real-Estate-in-July-2023-Hero-1-1.webp\" alt=\"The harborfront of Lake Ontario\" class=\"wp-image-22899 size-full\" srcset=\"https:\/\/www.zoocasa.com\/blog\/wp-content\/uploads\/2023\/07\/Zoocasa-The-Most-Affordable-Ontario-Cities-to-Buy-Real-Estate-in-July-2023-Hero-1-1.webp 600w, https:\/\/www.zoocasa.com\/blog\/wp-content\/uploads\/2023\/07\/Zoocasa-The-Most-Affordable-Ontario-Cities-to-Buy-Real-Estate-in-July-2023-Hero-1-1-300x169.webp 300w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p>Home prices in Ontario have seen declines from the peaks during the pandemic, however, most major cities still have average home prices far above the national average. Zoocasa compared the average home prices in May 2023 in cities across Ontario and found the 5 most affordable cities to buy in this summer. <a href=\"https:\/\/www.zoocasa.com\/blog\/most-affordable-ontario-cities-july-2023\/\" target=\"_blank\" rel=\"noreferrer noopener\">Continue reading &gt;&gt;<\/a><\/p>\n<\/div><\/div>\n\n\n\n<p><strong><em>Enjoying our content? Subscribe to our free&nbsp;<\/em><\/strong><a href=\"http:\/\/zoocasa.com\/newsletter\" target=\"_blank\" rel=\"noreferrer noopener\"><strong><em>weekly newsletter<\/em><\/strong><\/a><strong><em>&nbsp;to get real estate market insights, news, and reports straight to your inbox.<\/em><\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Analyzing the Impact: Can House Prices Decline if Canada&#8217;s Population is Growing at Record Rates? <\/h3>\n\n\n\n<div class=\"wp-block-media-text alignwide is-stacked-on-mobile\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"338\" src=\"https:\/\/www.zoocasa.com\/blog\/wp-content\/uploads\/2023\/07\/Zoocasa-Can-House-Prices-Slow-if-Canada_s-Population-is-Growing-at-Record-Rates-Hero-1.webp\" alt=\"A row of colorful homes\" class=\"wp-image-23029 size-full\" srcset=\"https:\/\/www.zoocasa.com\/blog\/wp-content\/uploads\/2023\/07\/Zoocasa-Can-House-Prices-Slow-if-Canada_s-Population-is-Growing-at-Record-Rates-Hero-1.webp 600w, https:\/\/www.zoocasa.com\/blog\/wp-content\/uploads\/2023\/07\/Zoocasa-Can-House-Prices-Slow-if-Canada_s-Population-is-Growing-at-Record-Rates-Hero-1-300x169.webp 300w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p>After reaching the historic 40 million mark this year, Canada&#8217;s population is expected to continue surging as the government aims to bring in over 465,000 new immigrants each year. But how will this rapid growth affect home prices? <a href=\"https:\/\/www.zoocasa.com\/blog\/annual-population-growth-vs-national-home-price\/\" target=\"_blank\" rel=\"noreferrer noopener\">Continue reading &gt;&gt;<\/a><\/p>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">10 Family-Friendly Neighborhoods in Canada: The Perfect Places to Raise Your Kids<\/h3>\n\n\n\n<div class=\"wp-block-media-text alignwide is-stacked-on-mobile\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"338\" src=\"https:\/\/www.zoocasa.com\/blog\/wp-content\/uploads\/2023\/06\/Zoocasa-10-Family-Friendly-Neighborhoods-in-Canada-The-Perfect-Places-to-Raise-Your-Kids-Hero-1.webp\" alt=\"Two kids walking with bikes and their parents watching from the yard.\" class=\"wp-image-22700 size-full\" srcset=\"https:\/\/www.zoocasa.com\/blog\/wp-content\/uploads\/2023\/06\/Zoocasa-10-Family-Friendly-Neighborhoods-in-Canada-The-Perfect-Places-to-Raise-Your-Kids-Hero-1.webp 600w, https:\/\/www.zoocasa.com\/blog\/wp-content\/uploads\/2023\/06\/Zoocasa-10-Family-Friendly-Neighborhoods-in-Canada-The-Perfect-Places-to-Raise-Your-Kids-Hero-1-300x169.webp 300w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p>When it comes to raising a family, choosing the right neighborhood is crucial. To help you find the perfect place to raise your family, here are ten exceptional neighborhoods across the country that excel in terms of cost of living, safety, schools, family activities and more. <a href=\"https:\/\/www.zoocasa.com\/blog\/10-family-friendly-neighborhoods-canada\/\" target=\"_blank\" rel=\"noreferrer noopener\">Continue reading &gt;&gt;<\/a><\/p>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">3 Tips to Maximize Affordability When Renewing Your Mortgage in 2023<\/h3>\n\n\n\n<div class=\"wp-block-media-text alignwide is-stacked-on-mobile\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"338\" src=\"https:\/\/www.zoocasa.com\/blog\/wp-content\/uploads\/2023\/07\/Zoocasa_3_Tips_to_Maximize_Affordability_When_Renewing_Your_Mortgage_in_2023_Hero.webp\" alt=\"Someone presenting a contract and a small wooden house.\" class=\"wp-image-22839 size-full\" srcset=\"https:\/\/www.zoocasa.com\/blog\/wp-content\/uploads\/2023\/07\/Zoocasa_3_Tips_to_Maximize_Affordability_When_Renewing_Your_Mortgage_in_2023_Hero.webp 600w, https:\/\/www.zoocasa.com\/blog\/wp-content\/uploads\/2023\/07\/Zoocasa_3_Tips_to_Maximize_Affordability_When_Renewing_Your_Mortgage_in_2023_Hero-300x169.webp 300w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p>Amidst the Bank of Canada&#8217;s battle with inflation, one of the worst affected parties of consistent rate hikes are prospective and current homeowners. If you are set to renew your mortgage this year, there are a few methods you can apply which may help you save a little in the long run. <a href=\"https:\/\/www.zoocasa.com\/blog\/renewing-mortgage-canada-2023\/\" target=\"_blank\" rel=\"noreferrer noopener\">Continue reading &gt;&gt;<\/a><\/p>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Renting vs. Buying: Decoding Affordability in the GTA Right Now<\/h3>\n\n\n\n<div class=\"wp-block-media-text alignwide is-stacked-on-mobile\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"338\" src=\"https:\/\/www.zoocasa.com\/blog\/wp-content\/uploads\/2023\/07\/Zoocasa_Renting_vs_Buying_Decoding_Affordability_in_the_GTA_Right_Now_Hero.webp\" alt=\"\" class=\"wp-image-22932 size-full\" srcset=\"https:\/\/www.zoocasa.com\/blog\/wp-content\/uploads\/2023\/07\/Zoocasa_Renting_vs_Buying_Decoding_Affordability_in_the_GTA_Right_Now_Hero.webp 600w, https:\/\/www.zoocasa.com\/blog\/wp-content\/uploads\/2023\/07\/Zoocasa_Renting_vs_Buying_Decoding_Affordability_in_the_GTA_Right_Now_Hero-300x169.webp 300w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p>While growth has slowed in the GTA rental market in recent months, homeownership affordability has tightened. We analyzed data to learn which cities across the GTA would be more affordable to purchase a home in or whether renting is the more affordable option currently. <a href=\"https:\/\/www.zoocasa.com\/blog\/renting-vs-buying-july-2023\/\" target=\"_blank\" rel=\"noreferrer noopener\">Continue reading &gt;&gt;<\/a><\/p>\n<\/div><\/div>\n\n\n\n<p>Ready to buy and\/or sell? <a href=\"https:\/\/www.zoocasa.com\/buy-with-zoocasa\" target=\"_blank\" rel=\"noreferrer noopener\">Give us a call<\/a>! Our real estate agents can answer your questions on mortgage rates, affordable cities, and market conditions in your local market. <\/p>\n\n\n<div class=\"cta\">\n<div class=\"cta-left\">\n<div class=\"cta-title\">Looking for your dream home?<\/div>\n<div class=\"cta-body\">Contact us today to speak to a Realtor in your area<\/div>\n<\/div>\n<div class=\"cta-right\"><a href=\"https:\/\/www.zoocasa.com\/sell-with-zoocasa\"><button class=\"cta-button\">Talk To Our Experts<\/button><\/a><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>With interest rates and home prices high, affordability was top of mind for our Zoocasa readers in July. From data-driven insights on mortgage rates to the best places to buy this summer, check out the top stories from July: The Most Affordable Ontario Cities to Buy Real Estate in July 2023 Home prices in Ontario [&hellip;]<\/p>\n","protected":false},"author":132,"featured_media":23181,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jnews-multi-image_gallery":[],"jnews_single_post":{"subtitle":"","format":"standard","video":"","gallery":"","source_name":"","source_url":"","via_name":"","via_url":"","override_template":"0","override":[{"template":"1","single_blog_custom":"","parallax":"1","fullscreen":"1","layout":"right-sidebar","sidebar":"default-sidebar","second_sidebar":"default-sidebar","sticky_sidebar":"1","share_position":"top","share_float_style":"share-monocrhome","show_share_counter":"0","show_view_counter":"0","show_featured":"1","show_post_meta":"1","show_post_author":"1","show_post_author_image":"1","show_post_date":"1","post_date_format":"default","post_date_format_custom":"Y\/m\/d","show_post_category":"1","show_post_reading_time":"1","post_reading_time_wpm":"300","show_zoom_button":"0","zoom_button_out_step":"2","zoom_button_in_step":"3","show_post_tag":"0","show_prev_next_post":"1","show_popup_post":"0","number_popup_post":"1","show_author_box":"1","show_post_related":"1","show_inline_post_related":"0"}],"override_image_size":"0","image_override":[{"single_post_thumbnail_size":"crop-500","single_post_gallery_size":"crop-500"}],"trending_post":"0","trending_post_position":"meta","trending_post_label":"Trending","sponsored_post":"0","sponsored_post_label":"Sponsored by","sponsored_post_name":"","sponsored_post_url":"","sponsored_post_logo_enable":"0","sponsored_post_logo":"","sponsored_post_desc":"","disable_ad":"0"},"jnews_primary_category":{"id":"","hide":""},"footnotes":""},"categories":[1114,1111,172],"tags":[],"class_list":["post-23142","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-affordability-reports","category-canada","category-mortgage-news"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Canadian Real Estate Month in Review: July 2023 - Affordability Reports and Market Insights | Zoocasa Blog<\/title>\n<meta name=\"description\" content=\"With interest rates and home prices high, affordability was top of mind for homebuyers in July. From data-driven insights on mortgage rates to the best places to buy this summer, check out the top real estate stories in July.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.zoocasa.com\/blog\/real-estate-month-in-review-july-2023-canada\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Canadian Real Estate Month in Review: July 2023 - Affordability Reports and Market Insights | Zoocasa Blog\" \/>\n<meta property=\"og:description\" content=\"With interest rates and home prices high, affordability was top of mind for homebuyers in July. From data-driven insights on mortgage rates to the best places to buy this summer, check out the top real estate stories in July.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.zoocasa.com\/blog\/real-estate-month-in-review-july-2023-canada\/\" \/>\n<meta property=\"og:site_name\" content=\"Zoocasa Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Zoocasa\" \/>\n<meta property=\"article:published_time\" content=\"2023-07-28T17:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-07-27T18:31:55+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.zoocasa.com\/blog\/wp-content\/uploads\/2023\/07\/Why-you-should-move-to-florida.png\" \/>\n\t<meta property=\"og:image:width\" content=\"600\" \/>\n\t<meta property=\"og:image:height\" content=\"338\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Mackenzie Scibetta\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:image\" content=\"https:\/\/www.zoocasa.com\/blog\/wp-content\/uploads\/2023\/07\/Why-you-should-move-to-florida.png\" \/>\n<meta name=\"twitter:creator\" content=\"@Zoocasa\" \/>\n<meta name=\"twitter:site\" content=\"@Zoocasa\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Mackenzie Scibetta\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.zoocasa.com\/blog\/real-estate-month-in-review-july-2023-canada\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.zoocasa.com\/blog\/real-estate-month-in-review-july-2023-canada\/\"},\"author\":{\"name\":\"Mackenzie Scibetta\",\"@id\":\"https:\/\/www.zoocasa.com\/blog\/#\/schema\/person\/f94c43a0733031723a673cfb21916c34\"},\"headline\":\"Canadian Real Estate Month in Review: July 2023 &#8211; Affordability Reports and Market Insights\",\"datePublished\":\"2023-07-28T17:00:00+00:00\",\"dateModified\":\"2023-07-27T18:31:55+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.zoocasa.com\/blog\/real-estate-month-in-review-july-2023-canada\/\"},\"wordCount\":433,\"publisher\":{\"@id\":\"https:\/\/www.zoocasa.com\/blog\/#organization\"},\"articleSection\":[\"Affordability Reports\",\"Canada\",\"Mortgage News\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.zoocasa.com\/blog\/real-estate-month-in-review-july-2023-canada\/\",\"url\":\"https:\/\/www.zoocasa.com\/blog\/real-estate-month-in-review-july-2023-canada\/\",\"name\":\"Canadian Real Estate Month in Review: July 2023 - Affordability Reports and Market Insights | Zoocasa Blog\",\"isPartOf\":{\"@id\":\"https:\/\/www.zoocasa.com\/blog\/#website\"},\"datePublished\":\"2023-07-28T17:00:00+00:00\",\"dateModified\":\"2023-07-27T18:31:55+00:00\",\"description\":\"With interest rates and home prices high, affordability was top of mind for homebuyers in July. 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